Insurance is only as good as the organizations backing it. When it comes to the safety of you and your family, who are you putting your trust in? NRA Carry Guard is the only personal protection membership with individual benefits backed by Lockton® and underwritten by Westchester®—two of the world’s largest, best-respected providers of insurance-backed protection.
Personal protection is a serious business. You deserve to know what's in your insurance policy, down to the last letter. That's why we make ours available to the public. If you have an existing self-defense insurance plan, ask to see your full policy and declarations—this is the only honest way to make any comparison.
To view the individual policy you would receive as an NRA Carry Guard member, please select your home state:
When we surveyed our options to provide NRA members, gun owners and our own friends and families with the best protection possible, one thing was clear: Individual limits offer the best, most reliable protection available. We wanted to be sure YOUR limits are available to YOU when you need them most, not subject to shared limits with other members.
Under a group policy with shared limits, if too many members file claims at once, some of those members could miss out on protection entirely—effectively leaving them to pay for their own defense out of pocket. Since every NRA Carry Guard member receives a policy with their own individual limits, their protection will be there when they need it most.
This means that NRA Carry Guard members have a written contract with the insurance company that spells out their exact coverage. Plans that are not fully insured could leave the member subject to funds availability and taking their claim to a committee, which retains final authority on whether or not the claim will be fulfilled.
The membership options shown below are offered by Lockton Affinity, LLC, so make your choice and become part of the only firearms carry insurance program supported by the National Rifle Association.
$250,000 in civil protection
$50,000 in criminal defense
$500,000 in civil protection
$100,000 in criminal defense
$1,000,000 in civil protection
$150,000 in criminal defense
$1,500,000 in civil protection
$250,000 in criminal defense
When you join NRA Carry Guard, you’ll receive a FREE 1-year membership to the most powerful defender of your right to carry, the NRA. Your free membership comes complete with all member benefits, including: your choice of 12 issues of NRA's award-winning magazines; $2500 in firearms insurance; deep discounts on travel that put money back in your pocket; and the best benefit of all: rock solid, 24/7 defense of your Second Amendment freedom.
Available soon to all NRA Carry Guard members, the NRA Carry Guard magazine will be one of the highest-quality gun publications on the market.
Filled with premium photography and in-depth feature reporting, you won’t find a more comprehensive guide to all things carry.
Surviving a self-defense shooting is only the beginning. Will you know what to do in the seconds that follow? Our free guide will give you expert advice on how to handle the immediate aftermath of a lawful self-defense shooting.
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Developed by an elite cadre of law enforcement, military and legal experts, NRA Carry Guard training prepares responsible armed citizens to carry with confidence and competence.